In the Netherlands your pension fund is withheld from your wages (partially a mandatory government fund, partially a fund your employer might select).

My previous employer invested about 1% of my wages into the fund, which was quite shite. My current employer invests 10% and has a significantly better return.

Health insurance is a monthly cost you pay on your own (starting at around € 120 / mo). It's a € ~350 yearly deductible and coverage is mostly decided by the government. Any additional coverage is your own choosing and comes at a premium.

As you can only switch contracts on a yearly basis, comparing health plans is effectively a Christmas tradition for all Dutch citizens.

[–] DieserTypMatthias@lemmy.ml 1 points 1 week ago* (last edited 1 week ago)

Put this image into a translator, but in short, in Slovakia, your employer pays for your health insurance. (if you're not self-employed)