this post was submitted on 27 Oct 2024
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Not affiliated in any way with Actual Budget, but I can't recommend it enough. It's the FOSS version of YNAB pretty much so if you're a fan of envelope budgeting it's a great tool. I'd even say it has quite a few other strengths compared to YNAB (free bank syncing in the EU with more banks supported for example), and you can always be sure that your financial data stays within your reach.

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[–] sandwichsaregood@lemmy.world 18 points 1 week ago* (last edited 1 week ago) (9 children)

In the US it has integration with SimpleFIN. SimpleFIN isn't free but it's pretty cheap ($1.50/mo) and supports most banks out there, even my obscure local credit union. It works pretty well, though sometimes the banks fuck with stuff and seem hell bent on breaking any kind of API access, but SimpleFIN support was really responsive for me to get it fixed when it happened. I do also have to reauthenticate my bank every day when I want to sync, but that's also just the banks being assholes and isn't too bad to do.

[–] scrubbles@poptalk.scrubbles.tech 11 points 1 week ago (4 children)

How well do you find it works? I'm not afraid of the fee, but I don't want to spend time setting it up and paying the fee to only find out that it won't do most things

[–] jj122@lemmings.world 11 points 1 week ago (2 children)

Worked really well for me, just put in an API key to actual budget and it pulls all the info from simple fin. Only thing that doesn't pull for me it categories of the transactions so you have to manually set them up in actual but it does allow for rules.

[–] gdog05@lemmy.world 4 points 1 week ago

Yeah I started using Actual about a week ago. Setup SimpleFin in a few seconds within a couple of minutes actual was auto populated. I ran into a syncing snag and messaged Simple Fin support. They worked with my credit union and I was all good in a couple of hours. Been running smoothly ever since. I really like it. And I don't have the guilt of not budgeting anymore. Plus, ynab tutorials and advice are basically Actual tutorials.

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