this post was submitted on 07 Oct 2024
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How medical insurance works (lemmy.world)
submitted 4 weeks ago by The_Picard_Maneuver@lemmy.world to c/microblogmemes@lemmy.world
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[–] chiliedogg@lemmy.world 2 points 4 weeks ago

Prior authorization should 100% be outlawed. It's either insurance adjusters practicing medicine without a license, or insurance doctors making diagnoses without examining a patient, both of which are unethical or illegal.

Though I think the real solution is a system where every time a prior authorization denial is overruled by the DOO or a court, the insurance company has to pay punitive damages of at least $200,000 to the patient.