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There is a solution. Tax ultramillionaires and billionaires and corporations at 1950's 93% rate, fully fund comprehensive health, no co-payment, no deductible, including at least annual preventative visits.
You don’t really even need to fund single payer healthcare. The U.S. spends twice as much on healthcare as other developed countries already. You just have to nationalize the insurance companies, which can cost as much as you’d like. There a no law of physics preventing it.
You still have to allocate the money.
It's already allocated to healthcare, that's the point. Instead of paying a huge insurance premium to a useless middleman you pay the government a medium tax amount.
If we changed nothing else at all besides who actually gets what you already pay it would still be significantly cheaper. If your insurance provider gets nationalized you could even cut a check to the same entity you do now.
No, those fraudster are how we got into this Mrs anyway. They can be taxed back down to regular wealth, their exorbitant extra homes sold, and we can use that money to pay for nice things for the whole public, like addressing causes of despair, correcting infrastructure, providing quality education for everyone, cleaning up pollution, food, farming, rehabilitation for offenders of all sorts, and everything else we sold ourselves for that we didn't get properly done because we slept on ourselves.