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How much do you pay for home contents insurance (lemmy.world)

submitted 3 months ago by emax_gomax@lemmy.world to c/askuk@feddit.uk

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Hi folks,

I've been living in London for about 3 years now but didn't own much so never bothered to get contents insurance. As I'm steadily acrruing things I thought it'd be worth getting some sort of cover. I looked around on some price comparison sites and also reviews here and there. I'm getting anywhere from £60 to £500, although LV offering £250 is quite appealing and I've heard lots of good reviews. How much are you folks paying for contents insurance? What has your experience been with your providers and making claims? Any insight would be nice.

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[–] Nighed@feddit.uk 2 points 3 months ago (1 children)

I'm pretty sure it's under £100 for a pretty high covered number. Check out Nationwide.

[–] emax_gomax@lemmy.world 1 points 3 months ago (1 children)

Checking for reviews I'm seeing anywhere from 1-2 stars. Have you ever made a claim with them? How was the process?

I should've clarified I'm optimising for a smooth claim process more than the cheapest possible provider. I'm also aiming for legal cover and accidental damage protection with about 2k in away from home items as well.

[–] Nighed@feddit.uk 1 points 3 months ago

Only ever had to make a locksmith claim on them (one of the extras I think?)

Thinking about it, I might be getting a substantial discount due to having a mortgage with them.

If only 2 stars stay away then!