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Japan forces Apple and Google to open their mobile platforms • The Register
(www.theregister.com)
this post was submitted on 13 Jun 2024
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Run Magisk in Zygisk mode with the deny list hiding itself from banking apps.
However I would advise not using the banking app if you can help it, they're not clean. Hell, even accessing online banking via a website seems to require connections to google.com and gstatic.com to perform hidden captcha (you don't have to do the picture thing but it still does the server side tracking).
There's no way anyone in Europe can use a bank account without a banking app. As I said, even if you log-in on a browser on a laptop, authentication still requires you grab your phone and use the banking app to authorize the log-in from that laptop once in a while, or any transaction.
Unfortunately, the solution you propose is technically too advanced for most people, including me. Is using GrapheneOS with its sandbox feature good enough of a protection?
I'm in Europe, and I don't use banking apps. For the most part anyway, one of my credit cards pissed me off by switching to app only, then eventually I relented with one bank because I wanted a 2nd account that required the app.
Banks either verify by SMS (lol) or provide a passkey fob.
GrapheneOS should provide some measure of protection. You can also perhaps disable some tracking features using something like Warden (requires root) - although this hasn't been updated in years and probably misses stuff now.