this post was submitted on 05 May 2024
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I was long term unemployed and the ptsd from what i had to do to survive has made me a wonderful employee. I live in terror of losing my job.
I was absolutely miserable at my previous job but I couldn't go back to being unemployed so I put up with it (while job hunting, which is just as bloody miserable) until I had a total breakdown one day. Now I'm in a much better position and enjoy what I do, but I still have a mortgage on an apartment looming over the rest of my life and losing my job for any reason would make my 10th story balcony look very tempting. It shouldn't feel this way.
I'd vote for a ubi in a heartbeat, and lower home prices. I dont think i'll ever have a mortgage and i don't get how people do it without job security. I'd be even more terrified. Good luck friend.
With you there.
The issue is just not that simple to fix.
There are a lot of things which can be done to start fixing it, but we won't even do those. Get rid of the capital gains discount and make investment losses only able to be counted against profit from that investment (not other income).
Then you can start looking at supply and liquidity issues.