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The tl;Dr answer is build more housing. The long answer is that we need better urbanism. Our cities are awful, and have been for a long time, and the best and worst part is that it's a consequence of seventy years of deliberate and terrible policy choices. It's terrible because we've been choosing for almost a century to have the shittiest cities in the developed world while thinking that it's completely normal. It's great because the problem really is as simple as working to reverse these policy choices and their consequences.
This subject really deserves its own book (or even series), but the series that NotJustBikes did with StrongTowns is a good place to start.
https://youtube.com/playlist?list=PLJp5q-R0lZ0_FCUbeVWK6OGLN69ehUTVa&si=R2TD6rICxWvUAIvs
We can have more affordable, more livable cities, it's just a matter of making those choices. The great news is that for most Americans, these aren't policy choices that are as out of reach as, say, universal healthcare. A lot of these policies are controlled at a municipal or county level, and can be affected by your city council. Try showing up to a meeting once in a while and making a public comment; they don't know what people want without us telling them, and the people who want awful cities are vastly overrepresented. It's easier than you think and the cops can't stop you.
Affordable housing is key. Homeless people are homeless for a variety of reasons and there's not a one size fits all solution. However, the greater part (statistics vary, but they are the majority) of homelessness is caused by unaffordable housing which is a result of both low wages and overpriced housing.
You're proving my point as well.
Can you explain what you mean? I don't think I understand
Can you get explain? I don't think I get what you mean?