this post was submitted on 12 Apr 2022
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On top of what the others mentioned, GPU prices are going down slowly and we might see some decent low end offerings coming out later this year with Intel Arc GPUs also joining the fray.
Also, one thing not to cheap out on would be the PSU as an unbranded/unrated low end one could blow and it would be disastrous for the system... here's some tier lists as a reference. No need to buy a super high end one with very high wattage, but around 500-650W 80+ Bronze and above is what we'd usually go for in a budget build. The estimated system wattage on pcpartpicker is a useful reference, but having some additional headroom is always nice.
https://cultists.network/140/psu-tier-list/
https://www.gamingscan.com/psu-hierarchy/
I've got until the end of September to finalize my (our) decision. So yeah, I'll wait until the last minute and thank you for bringing this to my attention.