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I took a combo loan, one 10 year ARM, and a 20 year fixed. I know I probably won't get a better deal when my rates inevitably increase at year 10, but saving almost 1.5 percent over ten years is nice. Hoping to have it paid off by year 15, so 5 years at a higher rate should be okay for now. Short-term arms are crazy.
If your in the US you should have refinanced in 2021 if it was an option. It's cheaper for me to pay the minimum on my home loan than it is to pay it off. Inflation is significantly more than my mortgage interest rate.
Hopefully it works out for you, but I'd be legit terrified of the moment that loan becomes adjustable rate.