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We should really stop propagating this narrative that all bikes are expensive. Insanely sophisticated race bikes or gravel bikes that you could throw off a cliff without your derailleur getting misaligned are very expensive. A very good, reliable, and perfectly usable bike for the average person cost <$500. Even that is a lot for some people but it's a LONG way off from the $3k-20k bikes people THINK they need it worse people ASSUME is what all bikes cost. The best selling models of almost every major manufacturer are their lowest and middle tier entry level bikes, which is a slight step up from what you can buy at a Walmart or target. Those Walmart and Target bikes btw, will serve the vast majority of people just fine.
To be fair, the OP did say "some brands" not ALL bikes. Also, I have one of those Walmart bikes and I pity the foo who owns one. On my very first ride, my pants tore the chain guard off. Pretty sure it was there to protect my pants. Then when I came to a stop, the seat exploded. Springs, nuts, bolts and washers went flying. I had to gather them up again and try to piece it back together to keep the seat usable. It's ridiculously heavy too. If you can't afford a nice new bike, I recommend buying a decent used one at a garage sale or something. I don't agree that they will serve the vast majority of people just fine.
Not to "victim blame" because such unsafe junk should not be sold. But a $100 bike with amortized seat and spring suspension of wheels has no right to be durable. But an $100 simple bike with shimano gears or no gears can last for years.
$500 is still insane to me. I'm Dutch and I've been riding bikes pretty much daily for my whole life. I don't think I've ever used a bike that cost more than €200. Almost every bike I've used is either secondhand or a hand-me-down. My current bike has a front wheel that has been folded into a 90-degree angle and back (which is noticeable), has only one working brake, and only 2 of the 7 gears work well. Yet for the past 2.5 years I've reliably and comfortably driven trips without issues. Whether it is a 10-minute trip to the supermarket or work, or a 40-minute trip to the next city over for some party, it always gets me there.
I don't really understand the sentiment in this comment section that a bike should always be a fancy new bike of $500 or even $3K when a trusty old rustbucked could also get you the same distance for a hundred bucks or even way less.
A rusty old bike wont feel as bad when it inevitably gets stolen too.
Your bike doesn't sound like I'd want to ride it up or down even a small hill. Unlike the Netherlands, many places on earth have a 3rd dimension, putting additional requirements on a bike.
Well first, €200 is not the same as $200, so it's not as high as you think but also second, you just named like twenty things wrong with your bike! Granted at that price point it's cheaper to buy a new bike than invest in parts, but for more expensive/purpose focused bikes, Longevity and durability is a big part of the cost, but to your point isn't necessary for everyone. I commute to work (7 mi each way, urban environment) on my bike and also do longer distance rides (20-35 miles) a few times per month. My bike was about $800 when I bought it (2019), and has somewhere in the neighborhood of 3500 miles on it. The base model of my bike though - you guessed it, $500.
How much? Brand-new foldable costs about 150$ here. Used foldable 50-70$, used regular 30-50$.