this post was submitted on 26 Oct 2023
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[–] Jamie@jamie.moe 1 points 1 year ago

In this case, I had a deal that had no penalties for early payoff, so in my case, paying off my car in 1/8 the time saved me 7 years of interest with no serious downside. Unless you count credit scores being BS and paying off loans early technically not being ideal credit management.