United Kingdom
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Unless anything magical has happened in the last few years, I still live in one of the "worst" inner city places to be in the UK for income, employment, crime and reputation etc (i.e. you can still buy a 3 bed terrace on my street for less than £100k) - but, yes, I'm probably only ten minutes walk away from a "nice bit", and the "worst bit" is over a mile away, in a direction I generally don't need to go in - but it's definitely no leafy village :)
Regardless, I do know what you mean - I think I just look at it more optimistically (or naively) and assume the best in everyone.
I used to do work with community groups round here (and in the "worst bit") so I was constantly meeting and working with desperate people trying their best, but being shat on by the world/benefits system - so obviously my view is skewed a bit in favour of those who'd turn up to such things - and I'm not going to meet any of those that truly don't care.
I'll accept my numbers are likely a bit off and biased, but I still feel The "scrounger" number is tiny compared to the genuinely struggling.
The difference between my time on the dole (~18 years ago) and my partner's time on the dole (~7 years ago) is astonishing. I was respected and supported to set up my own business. She wanted to do the same but was treated like a criminal.