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Home insurance and climate change have collided — and we're all going to pay for it
(www.latimes.com)
Discussion of climate, how it is changing, activism around that, the politics, and the energy systems change we need in order to stabilize things.
As a starting point, the burning of fossil fuels, and to a lesser extent deforestation and release of methane are responsible for the warming in recent decades:
How much each change to the atmosphere has warmed the world:
Recommended actions to cut greenhouse gas emissions in the near future:
Anti-science, inactivism, and unsupported conspiracy theories are not ok here.
I'm not sure there is much option - a bunch of risk which was once statistically independent isn't now, and therefore isn't the kind of thing where insurance can be financially offered at a low price. We're going to see either insurers stopping sales or much higher prices.
Ok, but again, then it should be nationalized and just paid as part of property tax, or a tax paid mostly by the rich who caused this problem in the first place, instead of generating profits for a company who exists for the sole purpose of generating profits by not paying out when stuff happens.