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Home insurance and climate change have collided — and we're all going to pay for it
(www.latimes.com)
Discussion of climate, how it is changing, activism around that, the politics, and the energy systems change we need in order to stabilize things.
As a starting point, the burning of fossil fuels, and to a lesser extent deforestation and release of methane are responsible for the warming in recent decades:
How much each change to the atmosphere has warmed the world:
Recommended actions to cut greenhouse gas emissions in the near future:
Anti-science, inactivism, and unsupported conspiracy theories are not ok here.
Honestly, since I haven’t been able to afford a house yet and the prospect is looking questionable at best, this won’t affect me.
The insurance thing is part of why: lenders won't lend if you can't get insurance, and insurers want to charge premiums commensurate with the risk, which is much higher than they have been charging.
Without being able to borrow, builders won't build, and there is less housing to go around.