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Two things, first was a typo. I meant 60 years not 50.
Second, my wording should have been 'Credit Cards, as they are, didn't even exist 60 years ago'. You can argue 1958, but there was no successful credit card that even remotely resembles the modern type in 1950. Even then, it wasn't until late 1960s that the type of predatory credit card was generated. In the 1970s they made it far more aggressive.
The first actual credit card was The Diners Club Card in 1950. American Express arrived in 1958. How we use them today was really introduced in the 1990s though.
Jesus fucking Christ.
I never stated when the first credit card was used. In fact, I was pretty damn clear with the clarification in my last comment. When the first card was actually created (which was actually the Charga-plate in 1928 but whatever) doesn't really matter considering it wasn't something that I ever brought up.
American Express and Bank of America both launched cards in 1958, with Bank of America having the first successful one in Fresno with BankAmericard. MasterCard was created in 66 under the name Master Charge and CitiBank had their own (before merging with Master Charge) called Everything Card. You know, considering you want to get pedantic and randomly bring up irrelevant facts about credit cards.
Take a deep breath mate, no reason to get so worked up. Pretty sure both of you guys mostly agree with each other, just getting caught up in semantics at this point. Give each other a break :)
Hey there, buddy. It's ok. People are allowed give unsolicited opinions on the internet. No one is trying to hurt you.
Then maybe you shouldn’t fart your opinions out into the open Internet?