Buy-here-pay-here car dealers
Pawn shops
Payroll advance loans
Title loans
Private prisons
Bankruptcy-proof loans
Bankruptcy for corporations
Just spitballing here, feel free to add any I missed...
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Buy-here-pay-here car dealers
Pawn shops
Payroll advance loans
Title loans
Private prisons
Bankruptcy-proof loans
Bankruptcy for corporations
Just spitballing here, feel free to add any I missed...
I feel like my answer might break AskLemmy's rule 2 about "Overt Politics", but so do a lot of the other answers? Feel free to delete if so.
overtly political answer, also CW for violence.
As far as the current American system goes... nothing. By and large, even laws that seem good are mostly only used in service of the elites, against the people. Consider this series of events:
Unfortunately, this general sequence is not uncommon at all. Neither is the inverse, where the bureaucrats/judges/etc decide "that doesn't count, actually" when it comes to an elite very clearly breaking an existing law, or else changing the law so it doesn't apply to them in retrospect.