It’s WAY faster than sharing an instance with normies. Think of it as your own personal caching server.
As for payment, you sign up to a VPS provider and give them your credit card, and pay for the usage.
this post was submitted on 28 Jun 2023
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I have my own just so I can be in more control of things. I just started so haven't done much with it. The server cost is about $12 a month through linode.