this post was submitted on 24 Jul 2023
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Fed’s new instant payment system could be trouble for PayPal, Venmo::The Fed's goal is to connect 9,000 financial institutions nationwide.

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[–] Librechad@lemmy.world 1 points 1 year ago* (last edited 1 year ago)

FedNow and CBDCs are operated and controlled by central authorities, such as central banks or government institutions. This centralized control raises concerns about user privacy, as all transactions and financial activities could be tracked and monitored by the central authority. This level of monitoring could potentially infringe peoples privacy. They could also control what we spend on money on, this is not cash.

A digital currency infrastructure managed by a central authority enables extensive surveillance and tracking of transactions, spending habits, and financial behavior. This level of surveillance may raise concerns about individuals being targeted or discriminated against based on their financial activities. Why is everyone supporting this?